Patrik Hreha
CEO & CPO
Patrik runs another company where micro-loans are used on a daily basis. The original problem turned into a solution, and so he founded NidBo. His company has already used loans worth over 30,000 €
Financing for companies
We are building the future of employee financial benefits
We are creating an innovative app that gives employees flexible access to their money and at the same time simplifies payroll administration for employers. Our solution lets employees ask for part or all of their wage to be paid early, as well as for micro-loans on favourable terms with flexible repayment. For companies, this means saving time on handling requests for advances and loans, and earning a share of the loans provided.
- Year the company was founded
- 2025
- Capital provided
- 50k
- global EWA market
- 30 billion
- market CAGR growth
- 20%
Our approach
Focused on cooperation
For a quote tailored to your company and to discuss the terms, do not hesitate to contact us. We will gladly show you how NidBo can optimise your financial processes and strengthen your employees’ satisfaction.
The human element
What is behind the success? A great team
Our primary market is Slovakia, with a planned expansion to the Czech Republic and internationally. The project is backed by a team of experienced experts in business development, legal analysis, marketing and IT.
Our values and goals
Transparency
We ensure full transparency in the calculation of interest, instalments and fees, so that employees and employers always have a clear overview
Cooperation
We offer adjustable loan and repayment terms that adapt to the life situations of employees
Support
We believe that financial stability increases employee performance and loyalty. Our mission is to reduce financial stress and support financial literacy
Inspiration
EWA is nothing new, but it is little known. Our primary market is Slovakia, with a planned expansion abroad
Focus
We focus above all on companies with more than 20 employees and their needs. We handle everything individually.
Innovation
We keep developing solutions that respond to the current financial needs of employees, and we optimise company processes
They trust us
Leadership
JUDr. Martin Vasiľ
CFO & COO
Martin and his law firm handled micro-loans for their clients. He came up with the idea of automating the process and selling it as a package to clients in Košice and in Dubai.
Lukas Sekerak
CTO & CMO
Lukas joined the team with his experience and expertise in the SaaS industry. He believes that freedom is key not only for individuals, but also for a dynamic and innovative market.