“We have used NidBo in 4 different companies in Košice, and I can confirm its reliability and efficiency with full confidence. My clients have never had a problem with an unpaid loan.”
JUDr. Martin Vasiľ Vasiľ & Partners
Happier employees, a healthier cash flow.
Pay on demand and micro-loans – a benefit your employees will love.
The NidBo mission
Innovate payroll, attract and keep talent
NidBo is an app designed as an employee benefit that allows early payment of part of the wage, or micro-loans provided directly by the employer. The project also provides a CRM system for managing loans and bonuses for employees.
- Complete overview
- Without stress
Financial freedom within reach
Your money, your rules
Flexible micro-loan repayment: the employee can choose their own instalment amount in each month, according to what they can afford.
- Conveniently from your phone
- Data security
Combined benefits in one ecosystem
Smart financial solutions for your business and your people
NidBo integrates with payroll systems and ensures automated payroll processing without manual administration.
- GDPR compliant
- In your brand
NidBo app screenshots
Our customers asked
How does it work?
What is NidBo for my company?
An app offered as an employee benefit for early pay and micro-loans. It saves HR time, removes administration and earns the company a percentage.
What does it cost the company?
A low monthly administration fee and a percentage of every amount lent, invoiced as a "management fee". If employees borrow nothing, the company pays nothing.
Who carries the risk of non-repayment?
The app lets the employer approve or reject requests and take conditions such as the length of the contract or the notice period into account. The employer is responsible for the loans provided, but our product also comes with a team of lawyers and a legal guarantee.
How is NidBo different from the competition?
NidBo offers employees both earlier access to their pay and micro-loans with gradual repayment, and it is significantly cheaper. In the future it plans to add lending of company vehicles and tools.
Is it legal, and what is the company liable for?
The money is not provided as a consumer loan, so strict banking regulations do not apply to you. All legal documents are prepared in advance to protect you and to cover the whole process without any further action on your part.
How is data protection (GDPR) ensured?
GDPR and security are key. The solution includes data encryption, secure transfer and access management. It is designed to work with the employer’s system.
Reviews
What they said about us
With NIDBO, your HR can finally breathe. Simple integration, maximum efficiency.
“We used the service as a key employee benefit and have lent over EUR 30,000 in total so far. Our cleaning staff are extremely satisfied and keep using the service actively.”
Patrik Hreha Sauber service SK a.s.
“Thanks to NidBo I avoided financial stress in an unexpected situation. My washing machine broke down and I needed it repaired straight away. Through the NidBo app I got part of my pay 15 days early.”
Lukas Sekerak programmer
“As the owner of the IT company where Lukáš also works, I know how hard it is to keep good employees and to raise team satisfaction. It is a simple and effective way to show employees that we care about their financial wellbeing.”
Marcel Hreha IT company owner
“Digitising the whole process – from the instalment calculator to generating the contract documents – greatly reduces the room for the human error that manual advances bring.”
Zuzana Ovčariková Payroll specialist
“The whole implementation process was smooth, and the platform is very easy to use for both employees and our administration. Micro-loans through NidBo have become a welcome benefit for our analysts.”
Jozef Zuzik Portfolio manager
Your system, our solution, your cash flow optimisation
NidBo is an extension of your own business that helps you optimise cash flow and generate new income. Through efficient loans and advances for employees, it lets you earn 1 to 14.9% of every loan provided.