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Finance Blog

Optimise company cash flow and strengthen team loyalty with flexible pay

EWA in Slovakia

EWA stands for Earned Wage Access, which is instant access to your wages. What is it? In the app, the employee requests part of the wage already earned, or a micro-loan with an instalment calculation. Why would they do that? The request is reviewed by … Read More

The payroll revolution is here

An in-depth analysis of the earned wage access (EWA) and micro-loan market in Slovakia shows that employees need financial flexibility. Despite the economic recovery, a significant part of the workforce in Slovakia faces financial insecurity. … Read More

Get paid early

Why is flexible access to wages the new standard of financial wellbeing? In today’s fast-changing economic environment, financial stability is becoming a key factor in employee satisfaction and loyalty. The traditional monthly pay cycle often cannot cover sudden … Read More

NidBo vs building your own

The difference between NidBo and in-house development is in the order of hundreds of thousands of euros and months of work. While an internal team of 4–6 people would spend an estimated 12 to 18 months developing the backend, mobile apps, web interface, UI/UX design, payroll system integrations, the bank connection, legal analysis and a security … Read More

Frequently asked questions

What NidBo costs the company and the employee, how it connects to your payroll and what the law allows to be deducted from a wage. How does NidBo work? The company creates a profile and invites its employees. In the app, an employee requests part of the wage already earned (an advance) or a micro-loan with a repayment schedule. … Read More

The articles are currently published in Slovak only. The English edition is being prepared — until then, these pages cover the same topics in English.